Online Personal Loan at low interest rate

Quick Loan, Instant Loan

Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.20,000 – Rs.2,00,000. 💰

We provide hassle-free personal loans to all job profiles like teachers, software engineers, accountants, retail store employees, nurses and more who draw a minimum monthly salary of Rs.15,000.

Key Points:
– Interest Rates (APR, Minimum to Maximum): 18% to 32% per annum
– Maximum APR: 32%
– Repayment Period (Minimum to Maximum): 6 to 24 months
– Processing Fee: 2-4% of loan amount

Sample APR calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24%

 Why Upwards – Quick Personal Loans?

  • Quick approvals on personal loans
  • No collateral required
  • Minimal Paperwork. Everything from the mobile app.
  • Only PAN, Bank Statement & Salary Slips are required.
  • Quick loan disbursal in 1 – 2 Days
  • Minimum foreclosure & interest rate

 Security & Protection of Privacy:

– Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards and robust protocols which have been tested and certified.
– Detailed privacy policy here


– Salaried employee > Rs.15,000/ month
– Age above 21 years and below 50 years

 Personal Loan Available In Cities:

– Mumbai, Pune
– Delhi, Gurgaon, Noida
– Bengaluru
– Chennai, Coimbatore, Tirupur
– Hyderabad, Secunderabad, Ranga Reddy
– Ahmedabad
– Jaipur, Indore
– 30+ more cities

Upwards Quick Personal Loans are for:

– Home construction and renovation
– Family functions & weddings
– Self-improvisation (Skill-training course fee financing, job-related purchases etc.)
– Medical emergencies
– Travel
– Two-wheeler purchase
– Electronic Purchases
– Multiple loan consolidation

 How does Upwards work?

– Download and login
– Fill in your loan requirements and employment details
– Upload your KYC Docs, AADHAAR, PAN and photograph
– Approval will be communicated within 48 hours of document submission
– After that, we will process the loan agreement and you will get loan amount
– That’s it! You need to pay your EMIs on the due dates once the loan is disbursed.

Loan Approval Criteria:

– Income-to-Expense ratio
– Demographics (Age, Marital status, Education etc.)
– Professional experience (tenure with the employer, job stability, total work-ex etc.)
– CIBIL Score > 625
– Purpose of your loan and its authenticity

Your loan will be rejected if:

– You provide false information about your income and obligations
– Apply for an amount which you cannot afford and comfortably repay
– Past EMI payment (Credit) history is not up to the mark.

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